Secure Your Retirement with Annuity Solutions to Grow, Protect, and Transfer Wealth.

Book An Appointment Today To Secure Your Family's Future with Cain Family Annuity Insurance

Secure Your Retirement with Confidence

Why Choose Cain Family Insurance for Annuities & Retirement?

Planning for retirement isn’t just about saving — it’s about creating a reliable, lasting income you can count on. At Cain Family Insurance, we specialize in annuity and retirement solutions designed to help South Carolina residents protect their assets, grow their wealth, and enjoy peace of mind in their later years.

Guaranteed lifetime income you can’t outlive

No medical exams or health checks to qualify

Coverage through every stage of retirement — from your 60s to your 90s and beyond

Get Lifetime Income & Peace of Mind — In Just 3 Simple Steps

Schedule Your Free Strategy Call

Take the first step toward financial security by booking a no-cost consultation with one of our experienced retirement and annuity professionals. We’ll listen closely to understand your current situation, financial goals, concerns, and retirement timeline — so you’re not getting a generic plan, but a strategy tailored specifically to you.

Fill Out a Quick Form

We’ll design a retirement income plan built around safety, growth, and predictability. Using powerful annuity solutions and proven planning strategies, we’ll help you lock in guaranteed income you can’t outlive, protect your savings from market volatility, reduce the impact of taxes and inflation, and ensure you have reliable income through every stage of retirement.

Get a Personalized Income Plan

Once you're comfortable with the plan, we’ll help you implement it seamlessly. Whether you're a few years away from retirement or already there, we’ll make sure you transition with confidence. You’ll enjoy peace of mind knowing your future income is protected, your risk is reduced, and your legacy is secured.

→ You’ve worked hard for your money — now let your money work for you.

OUR MISSION

our mission is to help you build a stable and secure future through proven annuity strategies. We believe retirement should be a time of freedom, not financial stress — and we’re here to make that a reality.

Our goal is to provide personalized annuity solutions that protect your hard-earned savings, offer guaranteed lifetime income, and help your money grow safely over time. With honesty, clarity, and care, we guide you every step of the way — so you can retire with peace of mind.

OUR VISION

our vision is to redefine the way individuals plan for retirement — by making secure, reliable annuity solutions accessible to everyone.

We envision a future where every family enjoys lasting financial confidence, protected income, and the freedom to live life on their own terms. Through innovation, education, and integrity, we aim to become a trusted partner in shaping stable retirements across the nation.

Who is an Annuity For

Annuities aren’t just financial products—they’re peace-of-mind plans for people who want a stable, secure future. If any of the following sounds like you, an annuity could be the perfect fit:

Pre-Retirees Looking for Income Security
You’ve worked hard to build your savings—now it’s time to protect them. Annuities help you lock in predictable, guaranteed income so you can retire confidently without worrying about market ups and downs.

Individuals Worried About Outliving Their Savings
With people living longer, outliving your nest egg is a real concern. Annuities ensure you’ll always have income—no matter how long you live—so your savings don’t have to.

Retirees Seeking Lifetime Income
Already retired? An annuity can provide you with a steady monthly paycheck for the rest of your life, giving you the freedom to enjoy your retirement without the fear of running out of money.
Ready to have lifetime income?

ANNUITY PLANS TO CONSIDER

Individual Retirement Annuity Plans

Individual Annuity Plans offer customizable pathways to financial security beyond traditional retirement planning, providing a guaranteed income stream tailored to diverse long-term goals

With flexible contribution options, varied payout structures, and choices between fixed, variable, or indexed growth, these plans can supplement income, fund long-term care, facilitate estate planning, or support major life events.

Custom Family Annuity Insurance Plans

Optimized family financial security plans are comprehensive strategies designed to protect and enhance the financial well-being of the entire family unit. They involve a thorough assessment of individual and collective needs, flexible contribution models, and shared benefits tailored to each member's life stage.

These plans incorporate robust risk management, asset protection, and estate planning, ensuring long-term financial stability and peace of mind..

Focused Educational Annuity Plans

Dedicated, future-focused annuity plans for education provide a secure and simplified savings approach for academic expenses. These plans offer tax-deferred growth, potential for guaranteed returns (depending on the type), and customizable features like flexible contributions add payout options. Designed for long-term accumulation, they streamline the savings process, reducing financial stress associated with rising education costs. While offering stability and growth potential, it's crucial to consider fees, surrender charges, and the insurer's financial strength.

TESTIMONIALS

Avery Thompson

"Cain Family Insurance has truly been a life-saver for my family here in Columbia, SC. Their customer service is beyond exceptional, always ready to answer any questions I have about my health insurance policy or life insurance coverage. I can't recommend them enough for anyone looking for a reliable insurance provider in South Carolina ."

Lena Vargas

"Switching to Cain Family Insurance was the best decision I made this year. The staff in Charleston is incredibly knowledgeable about all aspects of insurance , from life insurance to navigating the health insurance marketplace . They made the entire process seamless, clearly explaining the details of Medicare Advantage and Medicaid . Their rates are also very competitive, and their customer service is unmatched!"

Zane Whitaker

"Cain Family Insurance made everything so easy and stress-free. Their team in Myrtle Beach clearly explained all my options for dental insurance , mental health coverage, and critical illness insurance . They even offered insights into group insurance and disability plans. The service they provide is truly exceptional, and I can't imagine going through this process without their support."

FAQs

Your Questions Answered: Quick Insights into Annuity Plans

What is an annuity and how does it work?

An annuity is a financial product that pays a fixed income stream, mainly used by retirees. It involves an initial investment, later converted into periodic payments.

Can I change my annuity investment plan later on?

Yes, plan adjustments may be possible under certain conditions. Please consult with our advisors.

Are there different types of annuities available

Yes, we offer several types of annuities including fixed, variable, and indexed annuities

Can I withdraw money from an annuity without penalty

Withdrawals can usually be made from an annuity, but may be subject to fees and penalties, particularly if they are made before a certain period or age. Specific terms are based on the annuity contract you choose.

How are my annuity payments taxed?

Annuity payments are taxed at your regular income rate if contributed on a pre-tax basis.

What happens to my annuity if I pass away?

The handling of your annuity in the event of death depends on the type you chose and options selected at purchase. Some annuities offer a death benefit or allow payments to transfer to a designated beneficiary.

Ready to Take Your Income to the Next Level?

Whether you're planning for retirement or looking to secure guaranteed income for the future — CF Insurance is here to help you make every dollar count.